Consumer Loan Underwriter

Atlantic Federal Credit Union is seeking a Consumer Loan Underwriter

Atlantic Federal Credit Union currently has the following non-exempt position available in our Kenilworth office:

Consumer Loan Underwriter – full time (40 hour work week) non-exempt position

Essential Functions

Core competencies include, but not limited to, the following:

  • Build a long-term financial relationship with each member through active participation in the Credit Union’s consultative service culture initiatives
  • Use member onboarding program and other member interactions as opportunities to identify member’ needs and long-term financial goals and educate him/her of the potential product and service solutions
  • Provide timely follow up for each product or service referral  
  • Provide support to inter- and intra-departmental staff as needed
  • Analyze applicant credit data, financial status, financial statements to determine the degree of risk involved in extending credit or lending money.
  • Ensure loan decisions are timely, complete and in accordance to policy and requirements set out in regulation.
  • Review and updates credit and loan files.
  • Maintain relationship with loan sales staff to obtain further information, present data or explain policy or procedures
  • Stay abreast of all Federal, State and Local laws and apply rules to policy and procedure decisions.
  • Generate financial ratios, using lending platform to evaluate member financial status.
  • All other duties as may be assigned

Education and Skill Experience 

  • Minimum of high school diploma or GED.  Some college credits preferred
  • At least two years’ experience in a financial institution with similar job functions. 
  • Strong interpersonal skills (oral and written communications, active listening, positive attitude, deportment).
  • Proficient in MS Office (ie. Word, Excel) with the ability to learn new software programs as required.

We offer a full benefits package including: Medical, Dental, Vision, 401K, Tuition reimbursement, and paid time off.  Qualifying candidates should send resume including salary requirements to Submissions without salary requirements will not be considered.

Posted 1-17-18