CUNA Calls for 180-Day Fiduciary Delay, Research on Impact

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  • Credit unions offering investment products and services through a third party. For these institutions, compliance with the rule will not be determined at the credit union level, and there are questions about whether a credit union could be held liable for the actions of a third party;
  • Credit unions sharing employees with a third party, such as a credit union service organization. Credit unions sharing employees could be swept into the rule, making it less clear that a credit union employee and credit union are exempt from consideration as a fiduciary;
  • Credit unions that provide information about rolling over a Retirement Plan into an IRA or other information that previously was not considered investment advice.

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in Industry News