Comment Letter Writing

Writing an effective comment letter is a critical part of your advocacy efforts. NJCUL encourages credit unions to submit comment letters on proposed regulations because you have a right to have your voice heard. Telling the credit union’s and your members’ ‘story’ of how new or proposed regulations will impact you, positively and/or negatively, is the best way to tell your regulator, or the proposing agency, in terms they can use to come to a thoughtful decision when adjusting or finalizing a rule.

For tips on writing an effective, impactful comment letter, watch this video from NCUA. NJCUL works continuously to effectively advocate on your behalf and work to remove the regulatory barriers that impede your ability to serve your members. Have questions? Need guidance on interpreting proposed regulations? Need help putting your thoughts on paper? You can always contact NJCUL’s Vice President of Compliance and Regulatory Affairs, Nicola Foggie, at Thank you for being an important part of our advocacy efforts.

Enterprise Capital Requirements Federal Home Loan Bank Parity;Mortgage Lending and Regulations Mortgage Lending (Housing) Federal Housing Finance Agency (FHFA) 11/16/2018
Loans to Members and Lines of Credit to Members Member Business Lending Examination & Supervision National Credit Union Administration (NCUA) 10/09/2018
Risk-Based Capital—Supplemental Rule Supplemental Capital/Risk-Based Capital Examination & Supervision National Credit Union Administration (NCUA) 09/07/2018
New Message Format for the Fedwire Funds Service   Examination & Supervision Federal Reserve 09/04/2018
ANPR re FHA’s Disparate Impact Standard GSE Reform;Mortgage Lending and Regulations Consumer Protection;Examination & Supervision;Mortgage Lending (Housing) HUD 08/20/2018



Visit to get started!

PowerComment is a powerful and valuable advocacy tool that lets you:

  • Review proposed rules and how they might affect your credit union’s operations and members.
  • Ask fellow credit unions or the Leagues questions related to proposed rules.
  • Write your own comment letter and immediately submit it to regulators.
  • View letters submitted by other PowerComment users and the Leagues.

If you have any questions about submitting comment letters or PowerComment please contact the League’s Vice President of Compliance and Regulatory Affairs, Nicola Foggie, at or call 1-800-792-8861, Option 1.