HMDA 2018 Data Reporting Deadline March 1

Financial institutions, including credit unions, required to file Home Mortgage Disclosure Act (HMDA) data should begin soon. Beginning with HMDA data collected in or after 2017, financial institutions will use the HMDA Platform to upload their loan/application registers (LARs), review edits, certify the accuracy and completeness of the data, and submit data for the filing year.

Late in 2018 the Consumer Financial Protection Bureau (CFPB) announced the availability of a beta version of a HMDA data platform for companies to test the filing of 2018 data. The CFPB announced last month that the beta testing period closed and the HMDA data platform is open for the filing of 2018 data. All test data that companies uploaded during the beta testing period have been removed from the data platform. However, all user accounts created during the 2018 beta testing period, and also for the filing of 2017 data, will be maintained for the 2018 filing period. The reporting deadline for 2018 HMDA data is March 1, 2019.

The Federal Financial Institutions Examination Council (FFIEC) has also published helpful tools to take you through the data collection and submission process for each year. Click here to access the following:

  • Get started filing your HMDA data for 2018
  • Access the 2017 HMDA Platform
  • Help for Filers Guides
  • HMDA LAR Tools
  • HMDA Data Publications and Reports

HMDA requires many financial institutions to maintain, report, and publicly disclose information on mortgages, so don’t delay. HMDA data is due to be reported March 1, get started collecting your data today!

For compliance solutions and audits, contact Nicola Foggie at